Welcome to CIS’ Annual Report and Financial Statements 2003, which we hope you find comprehensive and accessible. Please use the menu on the left-hand side of the page to navigate between the main sections of the site, and the subheadings that appear in the centre of the screen to move within each section.
Market conditions in 2003 were arguably the most testing on record for the insurance industry. Although there was some recovery in the equity markets during the second half of the year, consumer confidence remains low and the challenge to bridge the UK’s ‘savings gap’ remains a significant one. In spite of this, I am pleased to report that CIS remains one of the UK’s more important and respected insurance businesses. More...
Current legislation requires our directors to prepare financial statements for the financial year. These reflect the state of affairs of the Society and of the group including profit or loss details, balance sheets and cash flow statements. Please select from the sections indicated below. More...
